Tri-State Insurance Co. of Minnesota v. Namdar Realty Group (Bangor Mall Sprinkler-Failure Default Judgment)
Tri-State Insurance Company of Minnesota's subrogation suit against Bangor Mall owner Namdar Realty Group is headed toward a default judgment in Maine state court after Namdar failed to respond to the complaint for roughly three months, including four unanswered letters from the insurer's counsel. The suit seeks to recover more than $1.3 million in inventory destroyed when a sprinkler pipe burst in a vacant former Sears space being used for storage.
Why it matters
The case illustrates how a landlord's building-maintenance failures can generate direct subrogation exposure once a tenant's insurer has paid a claim, and how failing to engage with litigation converts a potentially defensible claim into a default judgment for the full amount sought. It arrives alongside separate city code-enforcement litigation against the same ownership over unresolved property conditions at the same mall.
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