Which banks are carrying bad commercial real estate loans.
Every FDIC-insured bank with more than $1 billion in assets and at least $100 million of commercial real estate loans (all banks), ranked by how much of that CRE book is noncurrent: 90 or more days past due, or no longer accruing interest. See who is deteriorating against a year earlier, and who is most concentrated in CRE.
Concentration against credit quality
Each dot is a bank, sized by its CRE loans. Across: investor CRE loans (construction, multifamily and non-owner-occupied commercial property) as a share of the bank's equity. Up: the share of its CRE loans that is noncurrent. The shaded corner holds banks with big CRE books relative to their capital that are also going bad. Click a dot for the bank's FDIC record.
| # | Bank | Noncurrent by type |
|---|
How this is built. From each bank's Call Report as published by the FDIC's BankFind Suite: CRE loans are construction and land development, multifamily and nonfarm nonresidential loans secured by real estate (fields LNRECONS, LNREMULT, LNRENRES); noncurrent is the same categories 90+ days past due plus nonaccrual (NCRECONS, NCREMULT, NCRENRES). "Investor CRE / equity" uses construction, multifamily and non-owner-occupied nonfarm nonresidential loans over total equity capital. The year-earlier column is the same bank's share in the same quarter a year before. Credit-conditions tiles are the Federal Reserve's own series via FRED and an aggregate of every FDIC-insured institution's Call Report; each links to its source. Some large banks with small CRE books (custody and foreign-owned banks) rank high on share while their CRE is a sliver of their balance sheet; sort by noncurrent dollars or concentration to see the other view. A noncurrent loan is not a loss, and none of this is a judgment about a bank's soundness. Refreshed daily; FDIC data appears about two months after each quarter ends.